URALSIB

2016-08-13 00:00:00

Universal financial organization "URALSIB" refers to banks of federal significance. The company offers a variety of services for private clients and legal entities. Priority is given to retail, corporate and investment areas of work.

URALSIB is one of the largest banks in Russia. This financial network consists of 6 branches, 274 retail outlets, 535 self-service terminals and more than 24,000 POS terminals.

 

Remote control of funds

URALSIB tries to keep up with the times and offers its customers modern services that allow you to quickly and comfortably carry out payment transactions.

"Internet 24/7"

"Internet 24/7" is an online banking from URALSIB Bank. With it, you can pay for more than 16 thousand services without leaving your home. In most cases, you do not need to pay commission fees, and money transfers are an order of magnitude cheaper than similar transactions carried out in real time. The user can control accounts, view transactions, receive financial reports in virtual mode. Each payment is confirmed by a message sent to the account owner's mobile phone.

"Internet 24/7" is equipped with rich functionality. Members of the system can:

• repay debts on loans;
• open deposits;
• receive statements and financial reports on transactions;
• make money transfers within the system or to accounts opened with third-party banks;
• pay for various types of services (communal, services of telecom operators, Internet providers, etc.);
• pay for goods purchased in online stores and so on.

URALSIB Bank cares about the financial security of its clients. "Internet 24/7" is equipped with a reliable security system. To enter your personal account, the user must go through a two-phase authorization. Each transaction must be confirmed with a one-time code that comes to the mobile phone.

Thanks to the ability to view the history of financial transactions, you can notice unauthorized intervention in time and prevent the actions of fraudsters by contacting customer support.

Mobile banking

Another service that makes our life easier and more comfortable is mobile banking. The company's employees have developed a mobile version for three types of software: Windows Phone, iOS and Android. By downloading the application to your smartphone, the user can make payments anywhere and anytime. With mobile banking you can:

• replenish an account;
• transfer funds to the accounts of other bank customers or make interbank transfers;
• purchase foreign currency;
• pay for services and purchases;
• open deposits and deposits;
• issue loans;
• repay debts;
• check the status of accounts;
• navigate to the location of the nearest branch or ATM.

All citizens of the Russian Federation can use the service free of charge.

There are two ways to connect mobile banking: by visiting a bank branch or through URALSIB-online.

 

Payment cards from URALSIB bank

URALSIB Company issues various types of payment cards. Here you can get a debit or credit payment document. Each client can choose the conditions that will be beneficial for him. The bank offers pension and salary cards. Many people who are not indifferent to someone else's misfortune choose card accounts that provide for transfers to charitable foundations.

Payment cards

1. Settlement card "URALSIB" "Decent home for children". By purchasing goods with this card, its holder participates in a charity project: 0.5% of each purchase is transferred to the Victoria Foundation. Funds are withdrawn not from the client's account, but from the bank's own finances.
2. "Piggy bank" allows you to collect the required amount for the purchase of any item, travel package and so on. The account is opened in rubles. Due to the accrual of interest, the amount regularly increases. The yield depends on the minimum account balance and will range from 4% to 7.5%.
3. "Transport". Thanks to this card, there is no need to stand in lines to buy a metro token or a ticket for a city bus. You can pay for the fare with a plastic document by attaching it to the device for reading information, which modern turnstiles are equipped with.

Credit cards

Credit cards can be issued by both bank customers and third-party users. Preferential conditions are provided for people who opened an account with URALSTB. For example, payroll clients do not have to wait for their document to be issued: usually, the cards are already ready and waiting for their owner. If necessary, you can increase the amount of credit funds. To do this, you need to apply. The repayment of the loan is carried out automatically: the money is withdrawn from the salary account, and the client completely gets rid of the need to visit the bank branch.

With the help of credit cards, you can make cashless payments for purchases and services. It is worth paying attention to the grace period, which lasts up to 60 days from the date of withdrawal. During this time, no interest is charged. On the last day of the term, it is necessary to fully repay the debt, since interest will already accrue on the following days.

There are several options for paying off debt:

• in branches of URALSIB Bank;
• cashless payment using a bank card;
• in cash through self-service terminals;
• through the online service "Internet 24/7";
• using money transfers from third-party banks;
• deduction method from the account to which the user receives a salary;
• through the terminals of the Eleksnet payment system.

 

Compliment from URALSIB Bank

URALSIB offers its customers to take part in the Compliment program. To do this, you need to link your payment card to the program.

What gives "Compliment" from the financial organization "URALSIB"?

When paying for goods or services with a payment card, the client receives compliments in the form of bonuses to his account. These points can be used at your own discretion: purchase things, pay at a cafe, buy tickets for various types of transport, rent a car or book a hotel room. You can connect the payment document to the "Compliment" in one of the branches of the company "URALSIB".

 

Dream will become reality

URALSIB Bank helps its clients to make their most secret dreams come true. Taking a loan on favorable terms, you can buy your own house, get your own transport or go on a trip around the world.

Mortgage

Mortgage lending allows you to purchase various types of real estate. You can buy an apartment that the developer has already put into operation, or a property that is under construction. The interest rate will be from 11% to 12.25% (depending on the type of loan).

Buying a car is also not a problem. You can purchase a domestic or foreign brand of car (new or used). For the first time, you need to pay 20% of the cost of the car. Interest rate - from 19%.

More favorable conditions are presented for customers who prefer the domestic automotive industry, namely LADA cars: an interest rate of 18% is offered.

Anything

In URALSIB Bank, you can also apply for a consumer loan to purchase various types of goods or pay for education, medicine, and more. The loan amount ranges from 35 thousand to 50 thousand rubles. Interest rates are also different: from 17% to 23%.

 

Contributions

By opening deposits with URALSIB Bank, customers will not only save their savings, but also increase them.

1. "Summer hit". This is a ruble deposit with a minimum amount of 50 thousand rubles. The validity period is 300 days. Interest is calculated at the end of each month, increasing the size of the deposit. It is not possible to replenish or withdraw money from the account. It is allowed to terminate the contract before the end of the term (accrued interest is retained).
2. "Max Bet". The deposit provides for the most favorable interest rates - 7.50–8.20% per annum. Interest income (depending on the client's wishes) can be credited to a special account every month or capitalized, increasing the total amount. Replenishment and debit transactions are not provided. Upon expiration, the account will be automatically renewed. A deposit can be made at a bank branch or using remote services.
3. "With replenishment." This deposit can be opened in any of three types of currencies: domestic rubles, US dollars or European banknotes. Its feature is the possibility of replenishment. Interest can be monthly transferred to a separately opened account or added to the deposit amount. Deadlines are automatically extended. Replenishment of the deposit is carried out both at the office of URALSIB, and with the help of ATMs and self-service terminals.